AB · Canada
Living Benefits & Risk Advisory in Alberta
Alberta's economy runs on trades, energy, transport and owner-operated businesses — occupations where income stops the moment health does. Vital Shield is headquartered in downtown Calgary and advises households and business owners across the province.
What we advise on across Alberta
Living Benefits & Income Protection
Living Benefits strategies are designed to support financial stability in situations where health and accidental related circumstances may affect your ability to work or maintain regular income.
02Strategic Risk Advisory & Financial Structuring
A disciplined advisory process designed to identify potential financial exposure and align protection strategies with your current position and future objectives.
03Business Protection & Employee Benefit Strategies
Practical, cost-conscious protection strategies that support business resilience, protect key individuals, and enhance employee value.
Who we help in Alberta
Small Business Owners
Owner-operators, professional practices and commission-based businesses such as real estate agents and brokerages — key person coverage, buy-sell funding and benefit strategies that keep operations running if you can't.
Independent Tradesmen
No employer sick leave, no group plan. Living Benefits replace income if an injury or illness takes you off the tools.
Independent Contractors
Self-employed income is only as stable as your health. We structure coverage around contract cycles and variable earnings.
High-Risk Exposed Employees
Energy, construction, transport and industrial roles. Coverage underwritten with your occupation class handled properly.
Cities and towns we serve in Alberta
115 communities — select yours for local details.
- Airdrie
- Athabasca
- Banff
- Barrhead
- Bassano
- Beaumont
- Beaverlodge
- Bentley
- Black Diamond
- Blackfalds
- Bonnyville
- Bow Island
- Bowden
- Brooks
- Bruderheim
- Calgary
- Calmar
- Camrose
- Canmore
- Cardston
- Carstairs
- Castor
- Chestermere
- Claresholm
- Coaldale
- Cochrane
- Cold Lake
- Coronation
- Crossfield
- Crowsnest Pass
- Devon
- Didsbury
- Drayton Valley
- Drumheller
- Eckville
- Edmonton
- Edson
- Elk Point
- Fairview
- Fort Macleod
- Fort McMurray
- Fort Saskatchewan
- Gibbons
- Grande Prairie
- Grimshaw
- Hanna
- High Level
- High River
- Hinton
- Hythe
- Innisfail
- Jasper
- Killam
- Lac La Biche
- Lacombe
- Lamont
- Leduc
- Lethbridge
- Lloydminster
- Magrath
- Manning
- Mayerthorpe
- Medicine Hat
- Milk River
- Millet
- Morinville
- Mundare
- Nanton
- Nobleford
- Okotoks
- Olds
- Onoway
- Oyen
- Peace River
- Penhold
- Picture Butte
- Pincher Creek
- Ponoka
- Provost
- Raymond
- Red Deer
- Redcliff
- Redwater
- Rimbey
- Rocky Mountain House
- Sexsmith
- Sherwood Park
- Slave Lake
- Spirit River
- Spruce Grove
- St. Albert
- St. Paul
- Stettler
- Stony Plain
- Strathmore
- Sundre
- Swan Hills
- Sylvan Lake
- Taber
- Thorsby
- Three Hills
- Tofield
- Trochu
- Turner Valley
- Two Hills
- Valleyview
- Vauxhall
- Vegreville
- Viking
- Vulcan
- Wainwright
- Wembley
- Westlock
- Wetaskiwin
- Whitecourt
Next Step
Schedule Your Free Consultation Today
A structured, no-obligation review of your income, obligations and existing coverage — with clear, plain-language guidance on what actually needs protecting.